@font-face{font-family:"Inter";src:url("../fonts/inter-var.woff2") format("woff2");font-weight:100 900;font-style:normal;font-display:swap}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:#1C2855;background:#fff;line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:#006895;text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:#EA692F}
h1,h2,h3,h4{line-height:1.15;margin:0 0 .5em;letter-spacing:-.02em;color:#1C2855}
h1{font-size:clamp(2.1rem,5vw,3.5rem);font-weight:800}
h2{font-size:clamp(1.65rem,3.4vw,2.5rem);font-weight:800}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
ul{padding-left:1.2em}
:focus-visible{outline:3px solid #F5881F;outline-offset:3px;border-radius:4px}
.skip{position:absolute;left:-9999px}
.skip:focus{left:16px;top:16px;background:#fff;padding:8px 14px;z-index:99}
.wrap{width:100%;max-width:1160px;margin:0 auto;padding:0 20px}
.narrow{max-width:780px}
.section{padding:88px 0}
.section.tight{padding:56px 0}
.bg-soft{background:#F6F8FB}
.bg-navy{background:#1C2855;color:#DCE3F2}
.bg-navy h2,.bg-navy h3{color:#fff}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#C24C17;margin-bottom:12px}
.lead{font-size:1.18rem;color:#4A5578;max-width:660px}
.bg-navy .lead{color:#C3CCE2}
.center{text-align:center}
.center .lead{margin-left:auto;margin-right:auto}
.muted{color:#5B6684}
.small{font-size:.9rem}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 24px;border-radius:10px;font-weight:700;font-size:1rem;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .15s ease,background .15s ease,box-shadow .15s ease;font-family:inherit;line-height:1.2}
.btn-primary{background:#C24C17;color:#fff;box-shadow:0 6px 18px rgba(234,105,47,.28)}
.btn-primary:hover{background:#A8410F;color:#fff;transform:translateY(-1px)}
.btn-ghost{border-color:#CBD3E3;color:#1C2855;background:#fff}
.btn-ghost:hover{border-color:#1C2855;color:#1C2855}
.bg-navy .btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.bg-navy .btn-ghost:hover{border-color:#fff;color:#fff}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}

.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:saturate(180%) blur(10px);-webkit-backdrop-filter:saturate(180%) blur(10px);border-bottom:1px solid #E7EBF3}
.nav{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand{display:flex;align-items:center;gap:8px;text-decoration:none}
.brand img{width:40px;height:33px}
.brand span{font-weight:800;font-style:italic;font-size:1.3rem;letter-spacing:.02em;color:#1C2855}
.brand b{color:#EA692F;font-weight:800}
.nav-links{display:flex;align-items:center;gap:28px;list-style:none;margin:0;padding:0}
.nav-links a{text-decoration:none;color:#1C2855;font-weight:600;font-size:.97rem}
.nav-links a:hover,.nav-links a[aria-current="page"]{color:#EA692F}
.nav-links .btn{padding:10px 18px;font-size:.95rem;color:#fff}
.menu-btn{display:none;background:none;border:0;padding:10px;cursor:pointer;color:#1C2855}
.menu-btn svg{width:26px;height:26px}
@media (max-width:900px){
.menu-btn{display:block}
.nav-links{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 20px;border-bottom:1px solid #E7EBF3;box-shadow:0 12px 24px rgba(28,40,85,.08)}
.nav-links.open{display:flex}
.nav-links li a{display:block;padding:14px 0;border-bottom:1px solid #F0F2F7}
.nav-links li:last-child a{margin-top:14px;border:0;text-align:center}
}

.hero{padding:72px 0 88px;background:radial-gradient(1200px 500px at 85% -10%,#FFF1E8 0,rgba(255,241,232,0) 60%),radial-gradient(900px 500px at -10% 110%,#E6F2F7 0,rgba(230,242,247,0) 60%)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.hero h1 .hl{color:#EA692F}
.trust{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:28px;padding:0;list-style:none;font-size:.92rem;color:#4A5578}
.trust li{display:flex;align-items:center;gap:8px}
.trust li::before{content:"";width:18px;height:18px;flex:none;border-radius:50%;background:#E8F3F7 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='%23006895'%3E%3Cpath d='M8.2 13.4 4.8 10l-1.1 1.1 4.5 4.5 8.5-8.5-1.1-1.1z'/%3E%3C/svg%3E") center/14px no-repeat}
@media (max-width:900px){.hero-grid{grid-template-columns:1fr;gap:40px}.hero{padding:44px 0 64px}}

.listing{background:#fff;border:1px solid #E1E6F0;border-radius:16px;box-shadow:0 24px 60px rgba(28,40,85,.12);overflow:hidden}
.listing-top{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 16px;background:#F6F8FB;border-bottom:1px solid #E7EBF3}
.dots{display:flex;gap:6px}
.dots i{width:10px;height:10px;border-radius:50%;background:#D5DBE7}
.toggle{display:inline-flex;background:#E9EDF5;border-radius:999px;padding:3px}
.toggle button{border:0;background:transparent;font:inherit;font-size:.82rem;font-weight:700;padding:6px 14px;border-radius:999px;color:#5B6684;cursor:pointer}
.toggle button[aria-pressed="true"]{background:#fff;color:#1C2855;box-shadow:0 1px 3px rgba(28,40,85,.15)}
.toggle button.after[aria-pressed="true"]{background:#C24C17;color:#fff}
.listing-body{display:grid;grid-template-columns:120px 1fr;gap:18px;padding:20px}
.thumb{aspect-ratio:1;border-radius:10px;background:#fff;border:1px solid #EEF1F6;display:flex;align-items:center;justify-content:center}
.thumb svg{width:84%}
.l-title{font-size:1rem;font-weight:600;line-height:1.4;margin:0 0 8px;color:#0F1111}
.stars{font-size:.8rem;color:#5B6684;margin-bottom:10px}
.stars b{color:#F5881F;letter-spacing:1px}
.l-bullets{margin:0;padding-left:16px;font-size:.86rem;color:#333;line-height:1.5}
.l-bullets li{margin-bottom:6px}
.l-bullets strong{font-weight:700}
.listing-foot{display:flex;flex-wrap:wrap;gap:8px;padding:0 20px 18px}
.chip{font-size:.75rem;font-weight:700;padding:5px 10px;border-radius:999px;background:#F1F3F8;color:#4A5578}
.chip.good{background:#E6F4EC;color:#1E7A46}
.chip.bad{background:#FDECEC;color:#B23B3B}
[data-state="before"] .v-after,[data-state="after"] .v-before{display:none}
@media (max-width:520px){.listing-body{grid-template-columns:1fr}.thumb{max-width:150px}}

.grid{display:grid;gap:24px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
@media (max-width:980px){.g4{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:1fr 1fr}}
@media (max-width:680px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid #E4E9F2;border-radius:16px;padding:28px;transition:border-color .2s ease,box-shadow .2s ease}
.card:hover{border-color:#CBD3E3;box-shadow:0 10px 30px rgba(28,40,85,.06)}
.card p:last-child,.card ul:last-child{margin-bottom:0}
.card ul{margin:0 0 1em;color:#4A5578;font-size:.96rem}
.card ul li{margin-bottom:4px}
.bg-navy .card{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.12);color:#C3CCE2}
.icon{width:48px;height:48px;border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:18px;background:#FFF1E8;color:#EA692F}
.icon.blue{background:#E6F2F7;color:#006895}
.icon.navy{background:#E8EAF2;color:#1C2855}
.icon svg{width:24px;height:24px}
.card-link{font-weight:700;text-decoration:none;color:#C24C17}
.head{margin-bottom:48px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
@media (max-width:900px){.split{grid-template-columns:1fr;gap:32px}}

.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:s}
.steps li{counter-increment:s;position:relative;padding-top:56px}
.steps li::before{content:counter(s,decimal-leading-zero);position:absolute;top:0;left:0;font-weight:800;font-size:1.1rem;color:#EA692F;width:44px;height:44px;border-radius:12px;border:2px solid #F7C9B2;display:flex;align-items:center;justify-content:center}
.steps p{color:#4A5578;font-size:.96rem;margin:0}
.bg-navy .steps p{color:#C3CCE2}
.bg-navy .steps li::before{border-color:rgba(234,105,47,.5)}
@media (max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.steps{grid-template-columns:1fr}}

.timeline{list-style:none;margin:0;padding:0;position:relative}
.timeline::before{content:"";position:absolute;left:21px;top:8px;bottom:8px;width:2px;background:#E4E9F2}
.timeline>li{position:relative;padding:0 0 44px 72px}
.timeline>li:last-child{padding-bottom:0}
.t-num{position:absolute;left:0;top:0;width:44px;height:44px;border-radius:12px;background:#1C2855;color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.t-meta{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:16px}
.t-meta div{background:#F6F8FB;border-radius:12px;padding:14px 16px;font-size:.92rem;color:#4A5578}
.t-meta b{display:block;font-size:.72rem;letter-spacing:.1em;text-transform:uppercase;color:#1C2855;margin-bottom:4px}
.gate{display:inline-flex;align-items:center;gap:6px;margin-top:12px;font-size:.82rem;font-weight:700;color:#006895;background:#E6F2F7;padding:5px 12px;border-radius:999px}
@media (max-width:760px){.t-meta{grid-template-columns:1fr}.timeline>li{padding-left:60px}}

.compare{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.pane{border-radius:16px;padding:24px;border:1px solid #E4E9F2;background:#fff}
.pane .ph{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:14px}
.pane.before .ph{color:#B23B3B}
.pane.after{border-color:#F7C9B2;box-shadow:0 10px 30px rgba(234,105,47,.08)}
.pane.after .ph{color:#1E7A46}
.field{margin-bottom:16px}
.field:last-child{margin-bottom:0}
.field-label{display:flex;justify-content:space-between;gap:8px;font-size:.75rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#5B6684;margin-bottom:4px}
.count{font-variant-numeric:tabular-nums;color:#006895}
.field p{font-size:.95rem;margin:0;color:#1C2855}
.why{margin-top:20px;padding:18px 20px;border-left:3px solid #EA692F;background:#FFF8F3;border-radius:0 12px 12px 0;font-size:.94rem;color:#4A5578}
.why b{color:#1C2855}
@media (max-width:760px){.compare{grid-template-columns:1fr}}

.stat{font-size:2.4rem;font-weight:800;color:#EA692F;line-height:1;margin-bottom:8px;letter-spacing:-.03em}
.notice{display:flex;gap:12px;align-items:flex-start;background:#E6F2F7;color:#0B4A66;border-radius:12px;padding:14px 18px;font-size:.92rem;margin-bottom:28px}
.notice b{color:#0B4A66}

.doc{background:#fff;border:1px solid #E4E9F2;border-radius:16px;padding:22px 24px}
.doc ol{margin:0;padding-left:1.4em;columns:2;column-gap:32px;font-size:.93rem;color:#4A5578}
.doc li{margin-bottom:6px;break-inside:avoid}
@media (max-width:640px){.doc ol{columns:1}}
.sheet{width:100%;border-collapse:collapse;font-size:.86rem;background:#fff;border-radius:12px;overflow:hidden}
.sheet th,.sheet td{padding:10px 12px;text-align:left;border-bottom:1px solid #EEF1F6;white-space:nowrap}
.sheet th{background:#1C2855;color:#fff;font-weight:600;font-size:.78rem;letter-spacing:.04em}
.sheet td.num{text-align:right;font-variant-numeric:tabular-nums}
.sheet .blur{filter:blur(4px);user-select:none}
.table-scroll{overflow-x:auto;border:1px solid #E4E9F2;border-radius:12px}
.tag{display:inline-block;font-size:.72rem;font-weight:700;padding:3px 8px;border-radius:6px;background:#E6F4EC;color:#1E7A46}
.tag.zone{background:#FFF1E8;color:#C2531F}

.faq{max-width:820px;margin:0 auto}
.faq details{border-bottom:1px solid #E4E9F2;padding:4px 0}
.faq summary{list-style:none;cursor:pointer;padding:18px 40px 18px 0;font-weight:700;font-size:1.05rem;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:50%;transform:translateY(-50%);font-size:1.5rem;font-weight:400;color:#EA692F}
.faq details[open] summary::after{content:"\2212"}
.faq details p{color:#4A5578;padding-bottom:12px}

.cta-band{background:linear-gradient(120deg,#1C2855 0%,#14306A 55%,#006895 130%);border-radius:24px;padding:56px;color:#DCE3F2;display:grid;grid-template-columns:1.4fr 1fr;gap:32px;align-items:center}
.cta-band h2{color:#fff}
.cta-band .btn-row{justify-content:flex-end;margin:0}
@media (max-width:860px){.cta-band{grid-template-columns:1fr;padding:36px 24px}.cta-band .btn-row{justify-content:flex-start}}

.form{display:grid;gap:18px}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media (max-width:620px){.form .row{grid-template-columns:1fr}}
.form label{display:block;font-weight:600;font-size:.92rem;margin-bottom:6px}
.form input,.form select,.form textarea{width:100%;font:inherit;font-size:1rem;padding:12px 14px;border:1.5px solid #CBD3E3;border-radius:10px;background:#fff;color:#1C2855}
.form input:focus,.form select:focus,.form textarea:focus{outline:none;border-color:#006895;box-shadow:0 0 0 3px rgba(0,104,149,.15)}
.form textarea{min-height:120px;resize:vertical}
.hp{position:absolute;left:-9999px}
.req{color:#C24C17}
.check-list{list-style:none;padding:0;margin:0}
.check-list li{position:relative;padding-left:30px;margin-bottom:12px}
.check-list li::before{content:"";position:absolute;left:0;top:4px;width:18px;height:18px;border-radius:50%;background:#FFF1E8 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20' fill='%23EA692F'%3E%3Cpath d='M8.2 13.4 4.8 10l-1.1 1.1 4.5 4.5 8.5-8.5-1.1-1.1z'/%3E%3C/svg%3E") center/14px no-repeat}
.bg-navy .check-list li::before{background-color:rgba(234,105,47,.18)}

.page-hero{padding:72px 0 56px;background:radial-gradient(900px 400px at 90% -20%,#FFF1E8 0,rgba(255,241,232,0) 60%)}
.page-hero .lead{margin-bottom:0}
.subnav{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}
.subnav a{font-size:.9rem;font-weight:600;text-decoration:none;padding:8px 14px;border-radius:999px;border:1px solid #E1E6F0;color:#1C2855;background:#fff}
.subnav a:hover{border-color:#EA692F;color:#EA692F}

.site-footer{background:#121A3A;color:#AEB8D3;padding:64px 0 32px;font-size:.94rem}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:32px}
.site-footer .fh{color:#fff;font-size:.85rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:14px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:8px}
.site-footer a{color:#AEB8D3;text-decoration:none}
.site-footer a:hover{color:#F5881F}
.site-footer .brand span{color:#fff}
.foot-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:48px;padding-top:24px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:.85rem}
@media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.foot-grid{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.split>*,.grid>*,.compare>*{min-width:0}
.sheet td:last-child{white-space:normal}
.bg-navy .eyebrow,.cta-band .eyebrow{color:#F5881F}